Mike Derev'yanko
BUY TORONTO HOME with TORONTO REALTORS now! Buy Toronto home, Toronto real estate, Toronto house, Toronto condo, Toronto condos - 647-891-4824

 

Right At Home Realty Inc., Brokerage

"Simply The Best"

Mike Derev'yanko

Realtor, Sales Representative
MEMBER OF THE TORONTO REAL ESTATE BOARD
MEMBER OF ONTARIO REAL ESTATE ASSOCIATION
MEMBER OF CANADIAN REAL ESTATE ASSOCIATION

Honesty, Professional Approach and Personal Attention are Guaranteed!

- your Great Source to buy & sell real estate properties in Toronto and GTA, Ontario. My business is open for you 24 hours a day, seven days a week!  Please e-mail to mikede7@yahoo.ca or call now 647-891-4824 regarding your real estate needs!

I'm helping people not only to buy or sell house, condo or comercial, but also assist them to start part-time opportunity that will help you to pay off your mortgage: VIDEO-presentation!

How to find the area where you want to buy a property? - Go to the left blue collumn, scroll down, and click on the desirable area name!



 


 

“Profit occurs when preparation and experience meet opportunity."

 
 V.I.P. SELLER PROGRAM
 
This program is designed to exclusively represent only seller interest!
 
 Our team of professional: Right At Home Realty Inc., Brokerage, Mortgage Brokers, Real Estate Lawyers!
 
Your Real Estate Agent can save Your time and Your money!
Your time is valuable and real estate agent allows you to spend your time how you want!
 
I. Seller Assistance Plan for my clients:
 
- FREE Home Evaluation of your home!
- FREE assistance with Ontario Registered Home Inspector (Full Professional Report) if required
- FREE assistance in arranging good Real Estate Lawyer (Lowest Fee and Great Advice)!
- FREE assistance in buying a new car with great discount!
- FREE assistance in buy any new furniture, electronics, or appliancies at wholesale prices from the huge store, BRICK!
- FREE assistance in getting 1-year Home Warranty for Heating, Air Conditioning, Interrior Electrical & Plumbing systems!
 
II. My services offered to Sellers: 
  • Provide of full Listing Agreement Representation
  • Explain you Selling Procedure and who would be involved in the service for you during this time
  • Disclose to you market conditions, which will govern your selling process
  • Inspect your property, value information and review your property condition
  • Represent and defend your interests without disclosing any private information 
  • Assist you from the First to Closing day and deliver the best service possible
  • Add my experience and more expertise in all axpects during process of selling your home including marketing, financing, and negotiations
  • Review a Comprehensive Marketing Analysis and help you to evaluate competitive pricing information
  • Property Evaluation - conduct a qualified analysis and assist you to determine the listed price of your home
  • Answer your real estate questions and have the knowledge to help you ask the right questions
  • Estimate of Required Funds and simplify your transaction for you as much as possible
  • Provide you with objective viewpoint, options and opportunity which will help you make the necessary changes to get your home sold
  • Explain you how Enhancement Plan helps attract more buyers
  • Assist you in contacting of the Staging Company to furher enhance your property for the eyes of the buyer
  • Sent you a list of carpenters, appraisers, engineers, architects or contractors, if required
  • Provide you with Exclusive Marketing Plan for selling property
  • Promote your property in the most affective ways to get you the best possible price in the shortest time
  • Assist you in providing a complete pre-marketing inspection report by a certified home inspection company to be share with all prospective buyers
  • Place a sign FOR SALE on your property to help generate more calls from buyers
  • Advertise your Open House in the Internet and MLS and promote it in advance to attract more buyers
  • Handle and spam out of your property showings and visits
  • List your property with 9 photos on the Multiple Listing Service for all real estate agents in Toronto Real Estate Board
  • Promote your property to network of trusted and reputable real estate professionals
  • Make your property available to out-of-town buyers through our refferal network
  • Advertise your property through the flyers
  • Filter all those phone calls that lead to nowhere from lookie loos and try to induce serious buyers to immediately write an Offer
  • Explore financial alternatives if require for potential buyers
  • Display your property's information and up to 36 pictures of your property and neighbourhoods on my website to further enhance 24/7 your property's exposure
  • Edit a VIRTUAL TOUR and advertise your property at more than 2000 Toronto and GTA agent's websites
  • possibilities to reach qualified buyers who are represented more that 25,000 Realtors in Toronto and GTA
  • Create your Property Information Broshure on my website available for millions people in the Internet
  • Get World-Wide Exposure of your property in the Internet and on the most progressive property marketplace websites:

 

  • Arrange all required showings of your property with you and Co-operative Brokerages in a timely manner
  • Instance awareness of new competitor listings which appear on the market in your price range from this area
  • Provide my solid negotiation skills to negotiate the best possible price on your behalf and can safe your money 
  • Review with you all Offers from the prospective buyers
  • Discuss and prepare your Counter Offer with an Agreements of Purchase and Sale to the buyers
  • Inform you immediately when your Counter Offer would be accepted by the Buyers
  • Offer you a list of qualified real estate solicitors to close your deal properly and to review all legal documents
  • Provide you and your solicitor with a copy of an Agreement of Purchase and Sale
  • Follow up on remaining details after the sale, until transaction closes
  • Assist you to find the movers for relocation to your new destination
  • Arrange with you a final visit of buyers before Closing day – walk through property
  • Closing Gift and real estate issue assistance after transaction
     

    III. In addition, there are some other my benefits for you:

    - I have great results with selling houses
    - I'm knowledheable in home prices in Toronto and GTA
    - I'm really care about my clients and have many satisfied customers!
    - I'm honest, reliable professional with personal attention to your needs
    - I have thousands ptospects in our datebase who looking to buy a house
    - I'm providin great estate consultation and servises with personal attention to each deal
    - I'm Toronto Real Estate Board, Ontario and Canada Real Estate Association Member
    - I have a team of professionals (Mortgage Brokers, Home Inspectors, Real Estate Lawyers)
    - I'm registered Real Estate Sales Representative and co-operating with all Realtors in Ontario
     
     
    Being a third party, potential buyers are more likely to tell your agent the truth about your home, even if it is unflattering. This objective viewpoint will help you make the necessary changes to get your home sold.
     
     All of these and much more would be done to attract more buyers to your property with the best possible Offers in the shortest time!         
  • I always have your interests in mind so you always have someone on your side.
  • I can handle and advise on all price and contract negotiations.
  • I provide you with all the possible options and opportunities without holding back.
  • I give an unbiased, realistic view of your home and your options. Unlike buyers and sellers, an agent has no emotional attachment to property.
  •  

A well-listed property is half sold! - Emai Mike Derev'yanko now: MikeDe7@yahoo.ca  or call: 647-891-4824 - we can arrange meeting and I can start to work for you!

...Real estate brokers and their salespersons (commonly called "real estate agents") assist sellers in marketing their property and selling it for the highest possible price under the best terms.

To provide a more detailed Comparative Market Analysis, I would be more happy to also assess your listing in person. The right selling price of your home is the highest price that the market will bear. To help you in determining the correct asking price we provide you with a comprehensive market analysis of comparable offered for sale, sold, and terminated properties  in your neighborhood.  

Please enter your criteria below, and I'll provide you with a quick response. The more information given, the more accurate the evaluation you'll have. All information you provide is secure and will be kept strictly confidential.  Please indicate when you are going to sell your property and if you are moving or relocating outside Toronto or Ontario.

 

 

Sellers, please complete and submit this Home Evaluation form.

 

 

Benefits of Pricing Right
  • Your property sells faster, because it is exposed to more qualified buyers.
  • Your home doesn't lose its "marketability."
  • The closer to market value, the higher the offers.
  • A well-priced property can generate competing offers.
  • Other Real Estate Professionals will be enthusiastic about presenting your property to buyers.

WHY HIRE SELLER SALES REPRESENTATIVE?

For sellers, a REALTOR can use the system to determine a fair listing price by performing a comparative market analysis. This analysis focuses on the geographical location of your property and describes it as accurately as possible. The database can then be searched to reveal comparable sold, active and expired properties, retrieving information such as sold price, list price and average time on the market to help determine a range of fair listing prices. For buyers, a REALTOR can match your very specific needs to all properties listed.

Your REALTOR can create a profile outlining your desired price range, location and specific details like the number of bathrooms, bedrooms and fireplaces. For buyers who are geographically focused, your REALTOR can even search all active listings on a particular street and retrieve all relevant information including property description, a photograph, and assessed value. The system updates nightly, listing all potential properties that meet your particular needs and automatically emailing them to you. In helping you to determine an offer, your REALTOR can also search specific properties’ historical data such as previous selling prices.

As well, the MLS allows REALTORS to monitor monthly sold statistics to ensure property prices reflect current market conditions. Whether you are a buyer or a seller, the MLS system supports your REALTOR in helping you make informed decisions that lead to successful transactions.

Q: What is the difference between the Multiple Listing Service (MLS) and the consumer website REALTOR.ca?

A:
The Multiple Listing Service is a cooperative system used only by REALTOR Members of Canada's real estate boards. It is accessible to any REALTOR Member who has agreed to represent your interests and share remuneration from the transaction with a cooperating REALTOR Member. The MLS contains detailed information and numerous search tools, all designed to match people with the properties that fit their exact requirements. REALTOR.ca is a website operated by the Canadian Real Estate Association (CREA) that displays an abbreviated version of most listings uploaded to the MLS system. (Source: Toronto Real Estate Board)


*Planning to move? Now it’s time to clean out your basement, garage and attic, sell out this stuff!


Photo Album


Click thumbnails to Enlarge.
 




First impressions make a significant impact on a buyer's decision-making process!

 

Once your home goes on the market, it becomes a product. Home Styling or Staging simply allows you to highlight the best of your home and de-emphasize its flaws. It's not about decorating, but actually turning your home into a model, to appeal to the broadest range of prospective buyers. The goal is to make people feel like they could live there, and the best way to do this is to "neutralize" the surroundings.

Bathroom02.jpg  Bedroom01.jpg

Try out these helpful styling tips taken from Setting the Stage - REALTOR® Magazine Online. They've compiled the best tips from stagers and real estate pros—things you can do for little or no expense—to put a home in prime showing shape.

 

  • Clear out closets and clutter—sellers can give away or pack up toys, linens, and small kitchen appliances to store offsite. Buyers are also forgiving of storage boxes neatly tucked away in a garage or basement.
  • Focus most on the most visible areas—the foyer, kitchen, living room, master bedroom, and family room.
  • De-personalize the home by removing photos, mementos, and dated items.
  • Use plants in colorful pots or inexpensive wicker baskets to fill in empty spaces.
  • Look to home catalogs for little details on beautifying the home. For instance, group books, pictures, and objets d’art appealingly on bookcases.
  • Try angling one or two pieces of furniture slightly and move furniture 4 inches to 6 inches from the wall to create more interesting room spaces.
  • Put away large collections— porcelains, plates, and so on.
  • Remove valuables, prescription medicine, collectibles, and breakables.
  • Trim trees, prune shrubs, and make sure the lawn is mowed and watered regularly.
  • In summer, turn on the sprinklers for five minutes, 30 minutes before the open house. It makes the lawn and driveway sparkle.
  • Refrain from cooking anything that leaves a distinctive odor, such as fish, garlic, or cabbage.
  • Hire a professional service to clean the home, including the carpets and the windows.
  • Set the dining room table with attractive linens, dishes, and stemware.
  • Arrange fresh or silk flowers throughout the home.
  • Light a fire in the fireplace in fall and winter.
  • A mirror in a pretty frame can make a small room feel more open.
  • Use as much natural light as possible. Add extra lamps in dark rooms or corners.
  • Make functional repairs—fix dripping faucets, sticking doors, and broken fences.
  • Bring in another pair of eyes—even if it’s not a professional stylist. The person may see problems you and have missed.

Suggestions to plan a dinner party!

Wow your guests with your service and etiquette by following these tips.  Of course, wowing them with the food is entirely up to you!

  1. Invitations - they can be written, delivered by phone or in person, or emailed (only for the informal get-togethers!). Guests are expected to RSVP.
  2. Greet your guests as they come to the door. Have a place for their personal items. Introduce people. Accept host/ess gifts graciously. 
  3. Offer guests beverages and hors d'oeuvres. 
  4. During hors d'oeuvres, slip out to the kitchen quickly to get the first course on the table before the guests are asked to take their seats (unless that first course is hot, in which case you should wait until the guests are seated). 
  5. Call guests to the table and direct them to where you want them to sit, either with place cards or verbally. 
  6. Follow an etiquette book as far as setting the table. Many things have changed in recent years.  Not all of the pieces that were once used are necessary now, and some utensils are placed in different locations. A guest should never have to move a utensil to get to his/her napkin.
  7. After each course, remove the plate and utensils used.
  8. After the entree, remove all plates, used utensils, salt and pepper, butter, dressing, and so on. The dessert fork and spoon are usually placed at the top of the plate. They would remain on the table until dessert is served.
  9. Serve dessert and coffee cups. Place sugar and creamer on the table.
  10. After dessert, you do not need to remove the dessert dishes, unless they will be seen from the living room or family room for the rest of the evening.
  11. Hors d'oeuvres and cocktail glasses should have been cleared already.
  12. Games and conversation are both acceptable during this time.
  13. When guests leave, get their coat and belongings, walk them to the door, say a brief good-bye and return to the other guests. 

 


 

The Sweet Smell of a Successful Sale

 

Scents and aromas can have a dramatic impact on people’s emotions, otherwise, there wouldn’t be a multi-billion-dollar fragrance industry!

Don’t ignore the power of fragrance when showing your home. Smoke, pet odors, and cooking smells can each dramatically impact how potential buyers feel about your house.

If your potential buyers never form an emotional connection to your home, chances are that they will remain just that – potential buyers.

Don’t allow smoking in your house for weeks leading up to showing it, find a pet-sitter for a few days, and clean, clean, clean!

Once you’ve removed any aromas that might be off-putting and freshened the air in your home, you can actually use scent to your advantage.

Consider doing some baking prior to showings. The scent of fresh apple pie is hard to beat when it comes to creating the atmosphere of a welcoming home!

TIP: In a pinch, a mixture of water, vanilla extract, and brown sugar in an oven on low heat can be used to create the pleasing aroma of fresh baking.

To a certain extent, buyers make purchase decisions based on their emotional response, so it’s important to make it easy for them to fall in love with your home. Pleasant smells are one more way to do so.

 

 

 

 I can work hard to help you have a smooth successful sale. I am dedicated, experienced with local market conditions, and I have helped move many houses in Toronto.

Take a look at a few of the houses I’ve sold!

 

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Elegant01.jpg

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Selling your home: Where to begin?

First Impressions
Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you're selling your home, you'll need to look at it as if you were buying it all over again.

 

A spruced up house makes a great first impression on potential buyers. An attractive property grabs their attention and makes them excited about finding a house that looks and feels well-cared for. Because buyers know they’ll encounter fewer problems if they buy it, your house becomes more appealing and stands out from the competition. So if you prepare your home correctly, you’ll save time selling it when it’s on the market.

A good first impression makes an impact on a number of levels. It’s not just the way your house looks to potential buyers, but how it feels and smells to them, how their friends and family will react, how they imagine it would be to live there.

With simple improvements throughout your house, you can grab the attention of potential buyers and help them see why your house is right for them.

Download the full report below which includes checklists to keep you on track to get your home in tip-top shape to sell!

Selling Your Home - Where Do you Begin?

A spruced up house makes a great first impression on potential buyers. It can be as simple as cleanliness that will help sell your home faster and for more.

 

Common Selling Mistakes

Mistake #1 -- Placing the Wrong Price on Your Property
Every seller obviously wants to get the most money for his or her product. Ironically, the best way to do this is NOT to list your product at an excessively high price! A high listing price will cause some prospective buyers to lose interest before even seeing your property. Also, it may lead other buyers to expect more than what you have to offer. As a result, overpriced properties tend to take an unusually long time to sell, and they end up being sold at a lower price.

 

Mistake #2 -- Mistaking Re-finance Appraisals for the Market Value
Unfortunately, a re-finance appraisal may have been stated at an untruthfully high price. Often, lenders estimate the value of your property to be higher than it actually is in order to encourage re-financing. The market value of your home could actually be lower. Your best bet is to ask your realtor for the most recent information regarding property sales in your community. This will give you an up-to-date and factually accurate estimate of your property value.

To download the full report simply fill in your email address and it will be sent to you immediately!

Common Selling Mistakes
There are some common errors that can be avoided when you are selling your home. I want to make sure you are well informed.

Selling a Home in Toronto, Ontario

 

Common Selling Mistakes
Learn the top nine selling mistakes, and what steps you can take to avoid them.
Selling Your Home

Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you're selling your home, you'll need to look at it as if you were buying it all over again.

Surviving the Sale

Getting a good price for your home is important, but minimizing stress and simplifying the selling process can be just as essential.

The Right Selling Price

When you’re selling your home, the price you set is a critical factor in the return you’ll receive. Learn several factors to base the assessment of your home.

Selling your home is an involved process that affects your family and your future.  Before you begin this process, you'll want to ensure that you have the most up-to-date information.  When should you sell?  How do you get the best price? What kinds of renovations should be made prior to the sale? 

These home selling reports will assist you in answering the many questions that arise during the home selling process.  When you're armed with the right information, and an experienced real estate professional, you'll be closer to reaching your goal - selling your home fast, and for the best price.

   

Please contact me if you have any questions about selling your Toronto home.  

Below, select desired reports and complete the form provided


Online Reports


To enhance your buying and selling experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process stress-free and rewarding. Please access our free reports today!



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TORONTO HOUSES FOR SALE, TORONTO REAL ESTATE FOR SALE, TORONTO HOMES FOR SALE, TORONTO REAL ESTATE MARKET AGENTS, TORONTO REAL ESTATE LISTINGS SEARCH, TORONTO CONDOS FOR SALE, TORONDO CONDOMINIUMS FOR SALE, TORONTO MLS CONDOS LISTINGS SEARCH, TORONTO AGENTS REALTORS

Dear Sellers,ForSale05.jpg

When it’s time to sell, you must be confident that every element of negotiating the best terms and the highest price has been set before your home is even listed.

Start with the resources I’ve provided. There is no charge for this information. These will help get you started in terms of assessing your real estate situation and planning for a stress-free and successful sale.

The real estate market in Toronto is volatile, especially lately, and it takes an experienced professional to move your house quickly, professionally, and profitably.

What is a listing agreement?
The process of selling a home with a REALTOR starts with the Listing Agreement. It's a contract between you and the brokerage company that the agent represents. It is a framework for subsequent forms and negotiations. It's important the agreement accurately reflects your property details and clearly spells out the rights and obligations of all parties. Both you and the listing agent sign the listing agreement and each receives a copy. The agreement binds both parties to its terms and conditions.

What is the main idea about this agreement?
Generally, in the agreement you appoint the brokerage company as your agent and give its representatives the authority to find a purchaser. The duration of the agreement is indicated, and the compensation is specified. The agreement also sets out the listing price, and accurately describes the property you are selling. That will include the lot size, building size, building style and materials, floor areas, heating/cooling systems, room sizes and descriptions.
 
This is when you must also decide what you are taking with you and what you are leaving with the house. Generally, unless stated otherwise, fixtures remain with the property, while chattels (things which are movable) aren't included in the sale. If necessary, what stays and what goes are listed under "inclusions" or "exclusions."

Finally, the Listing Agreement also details the financial conditions of the property, including the mortgage balance, mortgage monthly payments and the mortgage due date. It should also provide information about annual property taxes; and references for any easements, rights of way, liens or charges against the property.

Why should I list with a realtor?
One advantage of listing with a REALTOR is that only a REALTOR is able to place your listing on the MLS® or Multiple Listing Service ®, which is the co-operative listing system operated by local real estate boards.

When your listing is placed on the Multiple Listing Service®, the information about your property is shared with all other REALTORS accessing MLS®, and all REALTORS have the opportunity to sell your property. This type of cooperative effort will result in the listing agent offering compensation to the selling agent. Your property gains more exposure, because it reaches the majority of the real estate professionals in your community.

How much should I ask for when selling a property?
One major issue for anyone selling a property is how much to ask for. Although you may have an idea of how much your house is worth, it's important to have your home valued by a professional on its own merits. Be careful not to price yourself too high or too low. If it's too high, there's no sale; too low and you lose on your investment.

A REALTOR has the research and expertise to provide a market assessment of what similar properties in your area have sold for. They can also provide information on market history, such as the number of properties sold in your community the previous month or year.

What different tools does a realtor have to help me sell my home?
Your REALTOR may also recommend an Open House as a marketing strategy. There are two types: first is an agent's open house, where sales representatives from the listing company will be invited to view your house. If you have signed an MLS® agreement, other REALTORS may also be invited. Remember, each of these REALTORS may have a prospective buyer.

What is a public open house?
The second type of open house is a public open house, where members of the public are invited to walk through your home and have a look. It's an efficient way to show your home to many potential buyers at once. The listing agent will act as host, answering any questions.

You and your listing agent will pick the time and date for an open house. In order to give the agent access to your home, you may wish to keep a key in a lockbox. It's also a good idea to ensure that any valuables are put away in a safe location, and then leave while the open house is underway. If you do stay, be sure to keep out of the way, and turn off any TVs or radios to let the agent and the buyer talk in peace.

What do I need to do to prepare my house for an open house?
Needless to say, clean counts with open houses. A general rule is that clean, uncluttered and well-lit spaces look larger and more attractive. People will naturally want to buy a house that is clean and well cared for.


 

The offer, once signed by everyone, is a binding contract. Make sure you understand and agree to all of the terms in the document. You may want to have it reviewed by your lawyer before signing.

What if I’m asked to give the buyer a current survey? Do I need to?
Before closing, especially if the buyer makes it a condition of sale, you may be asked to provide a current survey, or a "real property report," showing the location of the house is on the property owned by you and that there are no encroachments. You may also have to prove that you have title to the property (the buyer's lawyer will check this out when he or she conducts a title search to see if there are any liens on the property, easements, rights of way or height restrictions). Especially in rural areas, you may also be asked to provide a certificate for a well or septic system, stating the system meets local standards.

The buyer may also make the purchase conditional on an inspection by a qualified home inspector.

Do I need a lawyer? If I do, what is their role?
Then on or before closing day, lawyers representing you and the buyer will set up a trust account for the money coming from the sale and will pay off any mortgages you owe on the property. After these are paid, you will receive any money you have coming from the sale. You must deliver the property deed or transfer documents, mortgage details and keys to your lawyer. Your lawyer will register the mortgage discharge and transfer the deed at closing,

Your lawyer should also ensure that you receive compensation for prepaid expenses such as, property taxes, electrical or gas bills, or if applicable, any heating oil left in your tank. Some lenders will make it possible for your mortgage to be portable, so you can take your mortgage with you when you move to your new home.
 

When you’ve decided to sell, I will be your advocate, your guide, and your fierce negotiator. I will work hard to make yours a great sale.

What if my house isn’t selling?
Sometimes a home doesn't sell right away. Avoid the urge to pull your home off the market... be persistent! Generally, there are three reasons why a home may not sell as fast as others. First is location; second is condition; third is the asking price.

Naturally, you can't change your home's location, but you can fix the condition of your home and you can, of course, adjust your price. Throughout the listing process, you need to be constantly comparing your asking price against those of similar properties in your area. It may be time to adjust the price of your home.

Review your selling strategy regularly with your listing agent: Is your house being shown regularly? Are you receiving the feedback from prospective buyers? Are you in touch with the marketplace? Is your property competing well? If not, what else can you do?

If I get an offer, should I accept it?
Once a buyer is found, you'll be receiving an offer that will detail how much, specify any conditions that may apply or be attached by the buyer, say when the buyer would like to take possession, and when the offer expires. As an act of good faith, the buyer will make a deposit with the offer.

You don't have to accept the offer as is. You may wish to make a counter offer that comes part-way to meeting the offer's conditions. The counter offer is one more step along the way to negotiating the final terms and conditions of the sale.

Once the offer is signed, if I change my mind, can I get out of it?

 

I WILL SELL YOUR HOUSE/CONDO IN 60 DAYS or I WILL PAY YOU $1,000 IN CASH ON COMPLETION!

I look forward to it.

Sincerely,
Mike


Seller's Request Home Evaluation


 The Right Selling Price Affects Your Bottom Line AgentSold01.jpg

The correct selling price of a home is the highest price that the market will bear.

Buyer's Market
The supply of homes exceeds the number of buyers (supply is greater than demand). In this market prices tend to drop and the homes stay on the market longer. Thus your home may take longer to sell and you will have less negotiating power in terms of the selling price. Fortunately you will be in the driver's seat when making an offer on your next home.

Sellers's Market
The number of buyers exceeds the number of homes on the market (demand greater than supply). In this market prices are increasing and homes sell quickly. As a seller you will probably have more negotiating power and obtain a higher selling price for your property. Unfortunately you will be on the other side of the fence when purchasing your next home.

Balanced Market
The number of homes on the market is equal to the number of buyers (supply equals demand). In this market, prices are stable and homes sell within a reasonable period of time. It is a calm atmosphere with buyers having a satisfactory number of homes from which to choose. To assist you in determining the correct asking price we provide you with a comprehensive market analysis of comparable properties sold and offered for sale in your neighborhood.

When you’re selling your home, the price you set is a critical factor in the return you’ll receive. That’s why you need a professional evaluation from an experienced realtor. This person can provide you with an honest assessment of your home, based on several factors including:

 

  • Market conditions
  • Condition of your home
  • Repairs or improvements
  • Time frame

In real estate terms, market value is the price at which a particular house, in its current condition, will sell within 30 to 90 days.

If the price of your home is too high, several things could happen:

  • Limits buyers. Potential buyers may not view your home, because it would be out of their buying range.
  • Limits showings. Other salespeople may be less reluctant to view your home.
  • Used as leverage. Other realtors may use this home to sell against homes that are better priced.
  • Extended stay on the market. When a home is on the market too long, it may be perceived as defective. Buyers may wonder, “what’s wrong,” or “why hasn’t this sold?”
  • Lower price. An overpriced home, still on the market beyond the average selling time, could lead a lower selling price. To sell it, you will have to reduce the price, sometimes, several times. In the end, you’ll probably get less than if it had been properly priced at the start.
  • Wasted time and energy. A bank appraisal is most often required to finance a home.

Realtors have known it for years – Well-kept homes, properly priced in the beginning always get you the fast sale for the best price! And that’s why you need a professional to assist you in the selling of your home.   

To provide a more detailed Comparative Market Analysis, we would be more than happy to also assess your listing in person.

The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential.

Simply enter your criteria below, and we will provide you with a speedy response. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential.  There is no obligation.  Please indicate when you are thinking of selling and if you are moving within Toronto or relocating outside Toronto.  

Please complete and submit the following Online Home Evaluation form:

 

   
First Name: 
Last Name: 
Email: 
Phone: 
Address: 
Postal/Zip Code: 
Year Built: 
Size: 
Bedrooms:     Bathrooms: 
Has Suite: 
Garage: 
  Type:     
Basement Type: 
Development:
Notes: 
Please describe any special features and recent upgrades.
For example: age of carpet & lino, type of kitchen cabinets, property backs park. List major renovations in recent years, etc.
* * Maximum of 1000 characters

When are you planning to move?
Required Field


   




TITLE INSURANCE: TORONTO HOUSE, TORONTO REAL ESTATE, TORONTO HOMES FOR SALE


 

TITLE INSURANCE
 
    Insurance relating to a loss or liability for loss due to the invalidity of title to a property or instrument related thereto, or a defect in title or instrument...
     An insured statement of title or ownership of real property provided by a title insurer for a specified, usually onetime, premium…
 
Title insurance applies to both residential and commer­cial properties and typically involves two policies. The owner's policy provides protection regarding such matters as fraud, title unmarketability and municipal by-law con­traventions, of title for various reasons. Coverages vary in the marketplace. The lender's policy provides protection for mortgagees regarding security held by way of the mortgaged property. This coverage is particularly impor­tant when dealing in the secondary mortgage market.
The secondary mortgage market involves the sale of title and equitable mortgages in the marketplace. Lenders and investors acquiring this mortgage paper require con­firmation of various title matters concerning the property being mortgaged. Title insurance simply offers an exped­ient and relatively inexpensive method to provide such assurances and furnish appropriate documentation. Insurers normally provide separate policies for commercial and residential properties.
 

Using title insurance    Title insurance was introduced in Canada just over a decade ago, and is now an accepted part of the home-buying process. Title insurance protects buyers against problems that may slip past a title search.
The title to a property describes who has the rights of ownership to it, and there can be a variety of issues in determining "clear" title. These could include liens on the property because taxes or contractors haven't been paid. The previous owner may have done renovations without a permit or ignored work orders from the municipality. Part of the property such as the backyard deck or roof eaves could also be encroaching on a neighbour's property.
There are several reasons why title insurance has become popular. It primarily offers broader ownership protection, especially from mortgage fraud.
 
 

 
Application     Title insurance can simplify real estate transactions. For example, the title policy may eliminate the need for an up-to-date sur­vey, thereby providing savings to the buyer and possibly avoiding certain delays in closing the transaction. Further, title insurance is often promoted as a method to avoid last minute title defect problems that may destroy the sale. Lastly, advocates cite the benefit of title insurance regard­ing the lender. Through a title policy, the lending institu­tion receives certain assurances, as do subsequent lending organizations to which the mortgage is assigned such as Canada Mortgage and Housing Corporation.
 
Benefits:
Survey      An attractive aspect of title insurance is the possible avoidance of a new survey. The elimination of the survey requirement can represent significant savings as well as eliminate a possible delay in the closing process.
Title Problems at Listing   Sellers can take advantage of title insurance at the point of listing. For example, a problem relating to title may crop up in the listing process when a real estate practitioner identifies a circumstance such as a deck that extends beyond the approved setback in the municipal zoning by-laws. The seller may be able to secure title insurance and confirm that the property will be insured against any losses that may occur due to this problem. The seller is then in a position to assure any potential buyer that this situation has been resolved through insurance coverage.
Marketing Incentive    The seller may agree to purchase title insurance as an incentive in the marketing of his/her property. The seller's commitment translates into cost savings at the point of negotiations with a potential buyer. Even during negotiations, the seller may offer to pay this cost.
Title Problems at Closing   Title policies have proven particularly effective by insuring over certain title problems that crop up at or near closing. As an example, a minor encroachment may exist that could otherwise delay or cancel a sale. Alternatively, a minor issue regarding final inspection of an addition or improvement to the property may not have been completed by the municipality. The title insurer, after an investigation of the risk involved, may elect to insure over the problem allowing the transaction to close on time...
Source: Provincial Reference Manual, Ontario Edition, 2008

What are Market Conditions?
 
The real estate market is always changing. It helps to understand how market conditions can affect your position as a buyer.
Your agent can provide you with current real estate market conditions and explain their impact

Buyer's Market
The supply of homes exceeds the number of buyers (supply is greater than demand). In this market prices tend to drop and the homes stay on the market longer. Thus your home may take longer to sell and you will have less negotiating power in terms of the selling price. Fortunately you will be in the driver's seat when making an offer on your next home.

Sellers's Market

The number of buyers exceeds the number of homes on the market (demand greater than supply). In this market prices are increasing and homes sell quickly. As a seller you will probably have more negotiating power and obtain a higher selling price for your property. Unfortunately you will be on the other side of the fence when purchasing your next home.

Balanced Market

The number of homes on the market is equal to the number of buyers (supply equals demand). In this market, prices are stable and homes sell within a reasonable period of time. It is a calm atmosphere with buyers having a satisfactory number of homes from which to choose.
Setting A Price
 
The single most important decision you will make with me, as your Real Estate Professional, is determining the right asking price for your property.

Once you've achieved a realistic sales price, you can count on your property being professionally marketed and promoted to bring more buyers to your door. You can also expect to sell your home for the best possible price in the least amount of time.

Benefits of Pricing Right
  • Your property sells faster, because it is exposed to more qualified buyers.
  • Your home doesn't lose its "marketability."
  • The closer to market value, the higher the offers.
  • A well-priced property can generate competing offers.
  • Other Real Estate Professionals will be enthusiastic about presenting your property to buyers.
The Value of Your Home
 
The market ultimately determines the true value of your property.

Before you compare your home to similar properties and establish a competitive list price, the following points should be considered:
  • Location
  • Size
  • Style
  • Condition
  • Community Amenities
  • Buyer Supply
  • Financing Options

Getting To Know Your Market

A comparative market analysis is an indicator of what today's buyers are willing to pay for a home. It compares the market activity of homes similar to yours in your neighborhood. Those that have recently sold represent what buyers are willing to pay. The homes currently listed for sale represent the price sellers hope to obtain. And those listings that have expired were generally overpriced or poorly marketed.

As your Real Estate Professional, I will prepare a comparative market analysis for your home based on the most current market information. Together, we will establish the proper list price for your home.
Preparing a Market Plan
 
Your property is not something you sell everyday. In fact, for many people it is their largest asset. A house is very complex to market and the process needs to be well organized. To do the job properly a plan is needed.

As your Real Estate Professional, I will prepare a personalized plan for you containing all activities intended to market your property. Your property will be aggressively promoted via this Internet site, other Real Estate Professionals, the MLS information library (unless it's an exclusive listing), and mailings to potential buyers in your area.
Listing Agreements
 
The first formal step in marketing your property is to enter into a Listing Agreement - a contract that commits me as your Real Estate Professional to actively market your home for a specified period of time. It also commits you to a pre-established marketing fee that is to be paid upon the successful closing of the sale.

We may also require the following documents:

  • Plan of Survey or Location Certificate
    A Survey of your property which outlines the lot size and location of buildings as well as details of encroachments from neighbouring properties. This may be required in certain areas to complete the sale of your home. Your legal professional may recommend a survey, especially if significant changes have been made to your property.
  • Property Tax Receipts
    Most Listing Agreements require that the current annual property tax assessments be shown.
  • Mortgage Verification
    Few homeowners know the exact balance of their mortgage as it is paid down. You will be asked to authorize your mortgage lender to provide the figures required.
  • Deed or Title Search
    This document is a legal description of your property and the proof that you own it.
  • Other Documentation
    In some instances, it may help the sale of your property if you can provide prospective buyers with information on such items as annual heating, electrical, and water expenses, as well as any recent home improvement costs.
Show Your Home
 
First impressions are lasting impressions. You will want to make sure the buyers looking at your home are left with the best possible impression. As your Real Estate Professional, I can help you achieve that goal.

Elements of an Offer
 
There are six key components to the elements of an offer. They are:

Price

Depending on the local market conditions and information provided by me, your Real Estate Professional, the price you offer may be different from the seller's price.

Deposit

Your deposit shows good faith and will be applied against the purchase of the home when the sale closes. As your Real Estate Professional I can advise you on an appropriate amount.

Terms

Includes the total price offered and the financing details. You arrange your own financing or ask to assume the seller's mortgage, especially if it has an attractive interest rate.

Conditions

These might include "subject to home inspection", "subject to you obtaining financing", or "subject to you selling your property".

Inclusions or Exclusions

These might include appliances and certain fixtures or decorative items, such as window coverings or mirrors. These items would remain in the house.

Closing or Possesion Date

Generally, the day the title of the property is legally transferred and the transaction of funds finalized.

 

Source: Right At Home Realty Inc., Brokerage

Backyard Composting

couple_rakeleaves.jpg The Basics
The microbiological process that creates compost is the natural process through which plants and other organic wastes are broken down. Doing the work of creating compost are worms, insects, fungi, bacteria, and other microorganisms that help to process dead materials.

The Golden Rule of Composting
Composting is a natural process that will pretty much happen no matter what. There is no need to obsess over creating a rapid, robust compost because even a failed compost heap will eventually succeed. That said, a very effectively created compost heap will proceed to finished compost much, much more quickly (and can be a strangely rewarding accomplishment).

The Requirements
For the composting process to occur, oxygen, water, some warmth, and a good ratio of carbon-based to nitrogen-based materials are necessary. Fortunately, every one of these materials is abundantly available and should be essentially free!

The Bin
Many different compost bins are available, for many different prices (naturally). In fact, many cities offer conservation incentives through which they offer bins at highly discounted rates. Which one should you get? Here’s the beautiful thing – it really doesn’t matter. You will run into trouble if your bin is too small, but otherwise, any old container will do. In fact, no container at all is just fine too! Some of the best compost heaps are just that – a heap in a corner of the yard with a small enclosure or picket fence to keep things looking tidy.

The Ingredients
The insects and microorganisms that do the work of composting will come no matter what you do. Fortunately, putting out the right combination of nitrogen- and carbon- based materials will be like offering them a free all-you-can-eat buffet. Carbon-based materials to add to your compost should be available in abundance. These are the brown materials such as dead grass clippings, leaves, and even shredded cardboard. Nitrogen-based, or green, materials, can take the form of fruit peels, green grass clippings, and food wastes (avoid adding dairy and meat wastes). The ideal ratio for your compost is about 30 parts carbon to 1 part nitrogen, but anywhere in that neighborhood will work just fine.

The other two ingredients you will need to ensure a speedy process are water and air. Because the center of your heap will retain a great deal of water, the compost should not need to be wetted very often except during dry spells.

Oxygen is introduced by turning the compost (a pitchfork works best) about once a week, or when the compost slows down.

What (you hope!) Will Happen
If you have built a heap with a good carbon to nitrogen ratio, and one that’s sufficiently damp and oxygenated, the composting process should start immediately. After a while (approximately a day), when the process peaks, the center of your pile will be producing heat (sometimes a surprising amount of heat!). It is up to you whether you want to completely compost a batch of wastes and then start over, or simply add wastes as they become available. When the center of the pile cools, the process has slowed and it’s probably time to turn your pile. Repeat until you’ve got nothing left but black gold.

The Product
When your compost has been – well – composted – what will remain is a moist, black, sweet-smelling mulch approximately the consistency of soggy cardboard. Nature’s most potent fertilizer, compost can be spread on your flowers, in your garden, on your lawn, and anywhere else you want healthy, strong plants.

Skip the trash can for some of your waste – six weeks in your compost heap can break down more material than six years in a landfill – and the end result is free, natural fertilizer for your efforts!

Happy Composting!

 


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 Mike Derev'yanko

Sales Representative

Right At Home Realty Inc., Brokerage

895 Don Mills Rd., Suite 112

Toronto, ON, M3C1W3

Office: (416)391-3232

Cell: 647-891-4824

Email Mike

----------------------------------------------------------

This is not intended to solicit Buyers or Sellers that are currently under contract with a brokerage.

--------------------------------------------

 Featured Listings:

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Sold - VIRTUAL TOUR


Remarks For Clients: $$$ Thousands Dollars On Quality Renovation!!! Excellent Location In Prime High Park Area! Walk Minutes To Subway! New 2008 Hot Water Heating, Electrical, Water And Sewage Systems! New 2008 Oak Hardwood On Ground And Second Floors! Oak Staicase To Second Floor! Finished Basement: New 2008 Kitchen Area W/Stove, Fridge, 4Pc Bathroom, Walk-In Closet, Laundry, And Ceiling Pot Lights! New 2008 Deck! Upgraded Detached Garage! Private Driveway!
Extras: Ground: Upgraded 2008 Foyer, Living, Dining, Sunroom, Kitchen W/Island, Granite Countertops! Stainless Fridge W/Freezer, Gas Stove W/Oven, Dishwasher, Microwave W/Hood! New Main Door! Second: 2008 Upgraded Master, 2nd, 3rd, 4Pc Bathroom!

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Sold - VIRTUAL TOUR


Remarks For Clients: Fantastic Luxury Tridel The Savoy Building At Finch/W. Bathurst! Master W/4Pc Ensuite, Open Balcony, Ensuite Laundry. Move In Condition! Underground Parking #131 & Locker #242 Are Owned. Heat, Cable Tv, Bldg Insur, Comm Elements, Water, Hydro, Central Air & Parking Included In Maintenance Fee! One Bus To Subway! Quiet Family Friendly Area. Close Ttc, Community Centre, Library, & Park. Unobstructed East View Overlooking Trees. Very Well Managed Condominium!
Extras: Fridge, Stove, Washer, Dryer, Window Blinds, Electrical Fixtures. 24 Hrs Concierge, Exceptional Luxury Facilities: Indoor Pool, Tennis, Billiards, Squash, Table Tennis, Recreation & Exercise Rm, Sauna. Visitor Parking! See It, Love It!

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PRICES GOING UP


­ Seller's Toolkit

Your Representative
Your Needs and Wants
Your Home
Your Market
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Helpful Articles

Why hire a real estate professional?

AgentSold01.jpg 

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PRICES GOING UP

You can compare how average price of single-family dwellings increased during years:

2007

$376,236

2006

$351,941

2005

$335,907

2004

$315,231

2003

$293,067

2002

$275,371

2001

$251,508

2000

$243,255

1995

$203,028

1985

$109,094

1980

$75,964

1975

$57,581

1970

$30,426

 

As announced by Toronto Real Estate Board on year-over-year basis, prices rose seven per cent in 2007 to $376,236 from last year's $351,941. Source: Toronto Real Estate Board.     

-------------------------------------

Right At Home Realty Inc., Brokerage

895 Don Mills Rd., Suite 2002

Toronto, ON, M3C1W3

Office: (416)391-3232

Fax: (416)391-0319

Mike Derev'yanko
 
Mike Derev'yanko
Email Mike
 
Cell: 647-891-4824
City: Toronto
Province:  Ontario
Country:

Canada


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